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william, Marlton NJ
January 21, 2015 12:03:17 PM
In reply to william, Marlton NJ
Thank you for visiting TD Helps today, William. We will be glad to assist you.
We would like to take this opportunity to advise you that TD Bank remains committed to maintaining a high level of Customer satisfaction. We make banking convenient. That's why we're open when most banks are closed. Please check here http://bit.ly/1eMXGC5 for TD Bank 2015 Holiday Schedule.
Please keep in mind that although TD Bank may be open on a holiday and can accept your transactions, processing through the Federal Reserve Bank does not occur on federal holidays.
While most checks deposited prior to 8:00 pm are available the next banking day, there are some circumstances when they may be held up to 7 business days. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. In this instance, you might see funds on your account Pending Review, which will become available for withdrawal once they are verified.
There are also other instances in which checks may be held for extra time. For more information on funds availability and deposits that may be applied for additional verification, please see our Personal Deposit Account Agreement at http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope this information answers your question. Please let us know should you have any further questions. Have a great rest of your day!
LiShu R, Mount Laurel
January 21, 2015 12:07:05 PM