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I have not added any funds nor withdrawn any funds in 6 months. How long can I leave my balance the same without being charged?
February 25, 2016 07:14:04 AM
In reply to karen, mahwah
Thanks for choosing to contact us on TD Helps, Karen.
First, to best assist you we recommend that you visit us at any TD Bank Store found here: http://bit.ly/TDStores to find out more about your account. Since you haven't used the account in some time, it will be necessary to stop in for us to provide you with current information. Kindly bring a valid photo ID such as a Driver's License, State ID or Passport.
We invite you to check out the following link for all applicable fees included in our current fee schedule: http://bit.ly/1cTejgt. We'd like to tell you a little more about accounts and their statuses. First, activity would be required for an account in order to maintain an Active status. If no transactions (deposits or withdrawals) are initiated by a Customer on an account it will be considered Inactive after a specified period of time. Savings, Checking or Money Market accounts are automatically changed to an inactive status after one year of no Customer-initiated activity, and these accounts will be Dormant after three or five years of no activity depending on your region or State.
Once you stop in to a Store, if you have determined that your account is still open with us, in order to reactivate it, we ask that you visit us during lobby hours at any TD Store. By making an over-the-counter deposit with one of our Tellers, your account status will be returned to active.
You're also welcome to see the article listed here: http://1.usa.gov/1ED20S9, which reviews information about abandoned or unclaimed accounts in the U.S. Please keep in mind that once an account becomes dormant, it can be turned over to the State in which the account was opened after a 3 or 5 years of no activity, depending on your location.
If you have any additional questions, you may contact us 24/7 at 888-751-9000 and we will be happy to answer them for you.
Hope you have a great day and take care.
Sandy D, Mount Laurel
February 25, 2016 07:15:01 AM