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March 4, 2015 07:22:55 PM
In reply to diane, crofton
Thank you for visiting us on TD Helps, Diane. We'd be happy to review the Premier Checking account.
The Premier Checking account has some great features and you've mentioned one of them in your question! While using any non-TD ATM worldwide, you will be reimbursed non-TD ATM fees as long as you maintain the daily minimum balance in your account. To take a look at this type of account specifically, we ask that you take a look here: http://bit.ly/1o9fvnm.
It also sounds like a trip may be in your future. We'd like to share with you, your TD Visa Debit Card is convenient, secure and rewarding- so you can shop and bank with confidence. You can use your debit card at millions of locations that accept VISA across the globe.
For more travel tips while overseas, please visit http://bit.ly/1gDrDYu. You may also want to review our international travel tips frequently asked questions by clicking here: http://bit.ly/1ltwDDc.
If you need to contact us while traveling abroad, you can reach us 24/7 at 856-751-9000 via mobile telephone or calling us collect with an operator's assistance from a land line phone by asking the operator to dial 215-569-0518.
We hope this helps, Diane and have a good trip.
Megan K, Mount Laurel
March 4, 2015 07:23:40 PM
In reply to Megan, Mount Laurel
Your answer is that ATM fees will be reimbursed if conditions are met. But what about foreign transaction fees? Does TD Bank charge anything above the VISA exchange rate?
March 31, 2015 06:52:06 PM
In reply to Bruce, Northampton
Thanks for joining us on TD Helps, Bruce. We'd be happy to clarify.
Neither TD Bank nor Visa charges foreign transaction fees when you use your TD Bank Debit Card. You'll also be able to use your Debit Card to make cash withdrawals internationally at any ATM that displays either the VISA or PLUS logo. If you are unable to find a compatible machine, you will also be able to use your Debit Card to obtain a VISA Cash Advance. Please note that non-TD ATM fees still may apply. For more information on the Fee Schedule, please take a look here: http://bit.ly/1cTejgt. We also invite you to review page 45 of our Deposit Account Agreement at http://bit.ly/1kb17UQ for more information about international ATM Card or Visa Debit card transactions and the exchange rate for purchases.
If you're referring to your TD Bank Visa Credit Card, please note that fees for foreign purchases may apply. We encourage you to review a general copy of the Personal Credit Card Agreement at http://bit.ly/1klVfbF. The Interest Rate and Fee Schedule can be found on Page 12, and information on the Exchange Rate at Page 2. You may also wish to contact TD Card Services directly at 888-561-8861 to request a copy of your specific agreement or discuss your card directly.
We hope this helps, Bruce and have a good day.
Megan K, Mount Laurel
March 31, 2015 06:53:38 PM
You responded no FT fees on ATM withdrawals. But how about online payments? We have a premier checking account and a Visa Debit card connected to that account. If we use this card to make an online payment in foreign currency, are their any foreign transaction fees on that?
March 24, 2016 12:12:59 PM
In reply to Subi, Framingham
Hi Subi and it's great to have you visit us on TD Helps this afternoon.
As it sounds like you have a Checking account with TD Bank and a TD Bank Visa Debit cards to go with it, you'll be glad to learn that TD Bank does not charge you any foreign transaction fees for purchases made with this card. When using this card for a purchase in foreign currency, our Customers pay the Visa exchange rate at the time of purchase. This rate is not set by TD Bank.
You may refer to our Personal Deposit Account Agreement http://bit.ly/1kb17UQ (pages 43-45) for more information.
For any questions at all that you may have, just give us a ring! We're here 24/7 for you and can be reached at 888-751-9000, or for any credit card inquiries, please reach us on this number: 888-561-8861, also 24/7 for your convenience. As always, you can visit a TD Bank Store for assistance. Our Stores nearest you can be found here: http://bit.ly/TDStores.
Hope you find this helpful to you, Subi. Have an amazing day!
Sandy D, Mount Laurel
March 24, 2016 12:13:56 PM