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how does it work and when can i expect to acess my funds.
September 8, 2014 12:06:11 PM
In reply to mike, pittsgrove
Hi Mike, thank you for visiting us here on TD Helps. We'd be glad to go over ATM Deposits.
For any check deposit made at a TD Bank ATM, the first $100.00 of your daily ATM deposits will be made available immediately as long as your account has been opened 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. If you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning. If you deposit cash into a TD ATM, the funds will be available immediately in your account (for accounts opened longer than 90 days).
You have the ability to make deposits at non-TD ATMs as long as it is listed as a NYCE shared deposit ATM. Keep in mind that any deposits made at non-TD Bank ATMs will take longer to clear your account. We recommend converting the cash to a non-monetary instrument such as a Money Order prior to making the deposit at a non TD Bank ATM. Check deposits made with your card at these ATMs can take up to seven business days after the deposit is made while cash deposits can take up to five business days. If you'd like to take a look at this information in greater detail, we invite you to take a look at our Personal Account Agreement, http://bit.ly/1kb17UQ . Pages 35-37 detail all of our deposit availability information.
If you have any further questions, you can give us a call 24/7 by dialing 888-751-9000 or visiting your local TD Store. For hours and locations, please visit http://bit.ly/TDStores.
We hope this helps, Mike. Take care!
Elizabeth D, Mount Laurel
September 8, 2014 12:07:59 PM
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