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Hi. I don't understand. I have about 1600$ on my checking acount. I put my money here before 3 days. But my available balance shows me -50 $. Where is problem?
September 14, 2015 11:36:52 AM
Saving & Managing Your Money
1 person recommended this |
In reply to Tereza, Pribram
It's a pleasure to see you here at TD Helps today, Tereza.
Your "Account Balance" is the true amount of money in your account at the start of any given business day. After all pending transactions are deducted from that Account Balance, your "Available Balance" is the amount of money in your account you can use without incurring an overdraft charges.
Just some things to remember:
-Your Available Balance is reduced by any pending debit card transactions (purchases and ATM withdrawals), and includes any deposited funds that have been made available.
-Your Available Balance does not reflect checks that you have written that have not yet cleared, or payments made in Bill Pay by laser draft (paper check) that have not yet cleared.
-Your Available Balance also does not include electronic payments in Bill Pay that have not yet been paid, or debit card transactions that have not yet been processed by the vendor for payment.
-If you exceed your available balance, you may incur an overdraft fee.
You may also find this link helpful: http://bit.ly/1gDES9n or even this video discussing what an Available Balance is: http://bit.ly/1qSujaj.
If you would like to confirm your account balance and the transaction status with us, please feel free to call 888-751-9000, 24/7 to speak with one of our Banking Specialists. After account verification they'd be more than happy to review your account with you. Also, you may visit any TD Bank Store to have your account reviewed in person. For a listing of TD Bank Stores please see here: http://bit.ly/TDStores.
Thanks for stopping by, and have a nice day Tereza.
Alara B, Mount Laurel
September 14, 2015 11:40:25 AM
1 person recommended this