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Hello! I'm going to be living abroad for a year. I currently just have the simple checking and banking account. Is there a different type of account that makes more sense for those living and working abroad? I know there are usually fees for withdrawing money in different countries, but was unsure if there is an account type that waives those. Thanks!
July 22, 2015 10:24:23 AM
In reply to Sarah, Boston
Greetings Sarah and thanks for connecting with us on TD Helps.
We'd be happy review with you some ways to avoid Non-TD ATM fees.
You may choose to use your TD Bank Visa Debit Card for your purchases. Using your TD Bank Visa Debit Card instead of cash is safer, linked to rewards, and most merchants will accept it even for smaller purchases.
If you`re in need of cash, you may also want to take advantage of getting cash back when using your debit card at the point of sale; many major retailers and grocery chains will give cash back at the register without a fee.
You'd be glad to know that we also have some deposit account products which will either waive Non-TD ATM fees, or may also receive unlimited ATM surcharge refunds. We`d recommend reviewing and comparing our checking accounts at http://bit.ly/1oXjGgF or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a checking account that is the best fit for you. To view and compare savings account products, click on http://bit.ly/1g5vhXQ, or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM which can help you choose the best Savings account for your needs. For more information on our fee schedule, please take a look here: http://bit.ly/1cTejgt.
If you wish to change your existing account to a different product type to avoid future Non-TD ATM fees you may reach out to us 24/7 at 888-751-9000. You may also discuss this in person at any of our TD Bank Stores. For a listing of locations an hours, please look here: http://bit.ly/TDStores.
You may also send us a Secure Message via Online Banking. If you'd like to Send secure Message via TD Bank Online Banking, you may log in here: http://bit.ly/1eaISlq if you`re already enrolled. If not, please start the process here: http://bit.ly/1lU2qfY. Keep in mind that you will need your account number, ATM/Visa Debit Card number, Social Security number and email address. Once logged in, you may send a Secure Message by selecting "Send a secure message" located on the left hand side of the page, beneath "Message Center." In your Secure Message, please be sure to include your account number and the account type you are requesting and we'll be happy to process your request.
Additionally, we recommend placing a travel note on your account prior to leaving. You may do so by calling us 24/7, visiting a TD Bank Store during lobby hours or by Secure Message as detailed above.
We want to make sure your trip is as stress-free as it can be, and we'd like to share with you that cards bearing the Visa logo are accepted at locations all over the world. However, please be sure to carry more than one method of payment while traveling, just in case you encounter any acceptance issues.
For few a tips to manage your money when traveling please check out: http://bit.ly/1fO8wKy, you may also want to review our international travel tips frequently asked questions by clicking here: http://bit.ly/1ltwDDc.
To connect with us from out of the U.S. you may do so 24/7 at 1-856-751-9000 or call collect with operator assistance using a land line phone by asking the Operator to dial 1-215-569-0518 (if you are able to gain access to a land line).
Please don't hesitate to visit us again with any other questions. Hope you have a great day and fun living abroad.
Sandy D, Mount Laurel
July 22, 2015 10:32:14 AM