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I started working recently as was thinking of opening a joint checking account. Since my guardian does not regularly use TD bank, is it possible for my guardian to open a Convenience checking account and then use that account for me to open a joint checking account? Also, will I receive a debit or ATM card (or any card really, as long as I can withdraw when I need to) with the joint checking account. And is it possible to cash in my checks alone?
Victor, New York City
March 8, 2016 09:04:55 AM
In reply to Victor, New York City
Thank you for considering TD Bank for your banking needs, Victor.
As you mentioned that you are under the age of 18, we do ask that an adult accompanies you at one of our nearby TD Bank Stores, during lobby hours to open a joint Checking account. For help locating a TD Store locations and hours near you, please visit: http://bit.ly/TDStores.
To view and compare our Checking accounts, visit http://bit.ly/1oXjGgF or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a Checking account that is the best fit for you. Please keep in mind that both of you and your parent or guardian will need to provide a valid form of identification such as Driver's License, Passport, Military I.D. etc. and Social Security number. As you are a minor, acceptable forms of identification for minors includes; School ID (preferably with a picture), Passport, US Birth Certificate or Social Security Card. Please know that a Visa Debit Card can be issued for a minor at the parent's consent and Store manager's discretion.
Additionally, as you are a minor, you will not be able to cash your checks alone until you are 18 years of age or older. If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000.
We hope you find our answers helpful and please don’t hesitate to return to TD Helps if you have any further questions. Have a lovely day, Victor!
LiShu R, Mount Laurel
March 8, 2016 09:05:45 AM
The minor child received a small amount from Social Security and the account must be in his name in care of my name.
October 22, 2016 10:31:25 AM
1 person recommended this
In reply to Santana, Miami
Thanks for joining us here, Santana.
We invite you to visit your local TD Bank Store location during lobby hours; our Store Representatives will be more than happy to assist you further.
We look forward to meeting you soon, Santana. Have a nice weekend!
LiShu R, Mount Laurel
October 22, 2016 10:33:06 AM