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Hello, I'm a 17 year old male currently living with my girlfriends family, I have a full time job making $25,000 a year but I need a car to commute, I am currently working there getting rides from a friend how ever my 18th birthday is August 29th I was wondering if I could apply for a $5000-$6000 loan a week or two before my birthday just to give it time to process until I'm 18. Would this be possible? Can I even get the loan at 18 without a co signer?
August 7, 2017 05:17:55 PM
In reply to Will, Cambridge
Good afternoon, Will! Thanks for coming to TD Helps with your question.
We're so glad you're interested in a loan with us!
To apply for a loan with TD Bank, you will need to be at least 18 years of age at the time of the application. Because of this, you will need to wait until your 18th birthday.
In the meantime, we encourage you to check out our loan options. While TD Bank is not offering auto loans at this time, we do offer other loans that you may be able to use for that purpose. To check out our Personal Loans, please click here: https://go.td.com/2vyiEHh. You can compare them side by side to see which one might be a good fit for you. We also offer Home Equity Loans and Lines of Credit that you can view by clicking here: https://go.td.com/2m0xuSl.
We'd be happy to personally go over all of our lending options with you. We can review you needs and help suggest the best product for you. Give us a call 24/7 at 800-937-5020 or stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
We look forward to talking with you soon, Will! Take care.
Candice A, Mount Laurel
August 7, 2017 05:18:16 PM
In reply to Candice, Mount Laurel
Thanks so much for the reply, do you know how long it would take to get the loan? And if judging by the information already provided thhat I would get either accepted or declined? I don't have any other expenses besides insurance, gass for the car and then this loan if I get accepted. And I have a monthly income of $2000+
August 8, 2017 07:36:39 AM
Welcome back, Will.
If you would like to further discuss your specific situation and your eligibility, we recommend that you call and speak with a Financial Solutions Group Specialist, 24/7, at 1-800-937-5020. Once on the phone, they'll be more than happy to answer any questions or concerns that you may have.
In addition, you're also welcome to visit a TD Store location, during lobby hours, for assistance. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
Thanks again for stopping by, Will. Have a great day.
Brittany M, Mount Laurel
August 8, 2017 07:37:13 AM