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I have a Joint Bank account and I want to apply for a TD credit card.
1. Does having a Joint Account make this process any different?
2. Also since its a joint account will my credit alone be pulled or both of ours for a credit application?
Jacob, Columbia, SC
January 2, 2018 01:08:51 PM
Borrowing & Managing Your Credit
In reply to Jacob, Columbia, SC
We sincerely appreciate your interest in a Credit Card with TD Bank!
Here at TD Bank, we have a few options regarding the type of credit cards we offer. You can view them all by clicking here: https://go.td.com/1XHj0Dq. On this page, you can see the different options you have and even compare them side-by-side by selecting 'Compare' from the drop down menu. If you find one you think would work for you, just click the orange 'Apply Now' button and we can take your application right away. We'd also be glad to take your application by phone or in any of our Stores, as well as answer any question you may have. So please feel free to stop in to see us or call us 24/7 at 888-561-8861. To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR.
Please note that though you have a joint account, this will not affect your credit card application. If you request to be the only signer on the credit card, TD Bank will only pull your credit file and not the joint signer's. In the event that you would like a joint signer, we will utilize both credit files.
We hope this helps, Jacob.
We wish you the best of luck!
Alara B, Mount Laurel
January 2, 2018 01:09:16 PM