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I'm 16 and I currently have an ATM card. I have a student account and I'd like to add on the debit part, so that I could use my card without having to go to the bank all the time to take out money. Is that possible or am I stuck with this until I turn 18?
August 31, 2015 07:26:06 PM
In reply to Bella, Tenafly
Glad to see you on TD Helps, Bella! We'll be sure to answer your question.
It sounds like you may have a Young Savers account, and an ATM card can only be issued for a Young Savers account. However, a Visa Debit Card cannot be issued for this type of account. If you do decide to open a checking account and have a parent/guardian as a signer on the account, please take a look here: http://bit.ly/Wczmq0 for a list of checking accounts that we currently offer. Please keep in mind that you would be able to link a new debit card to the Savings account.
In order to open an account with a parent/guardian, you both would have to visit your local TD Bank during lobby hours. To find a TD Bank near you, visit: http://bit.ly/TDStores . With a checking account you would be able to have a debit card attached to the account with your parent/guardian's consent. Please keep in mind that you both will need to provide a valid form of identity such as a State License, State ID or Passport. Acceptable forms of identification for minors include; School ID (preferably with a picture), Passport, US Birth Certificate or Social Security Card.
Another option for you both would be obtaining a TD Go Card. The TD Go Card is easy to fund and is a great stepping stone to an actual checking account. Money may be loaded onto the card by the Account Owner using any Visa or MasterCard, 24 hours a day 7 days a week via the TD Go Card website found here: http://bit.ly/1wibSus. If you'd like to learn more, please visit our frequently asked questions link found here: http://bit.ly/1gRpCay
We hope this helps and enjoy the rest of your night!
Justin B, Mount Laurel
August 31, 2015 07:26:48 PM