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A friend of mine wants me to deposit his check into my checking account because he is not able to cash it. I'm not sure if I can deposit it because it is not my check.
August 13, 2015 06:14:53 PM
1 person recommended this |
In reply to Atneataies, Newark
Thanks for reaching out to us on TD Helps! We'll be glad to provide you with additional information.
To deposit a third party check into your account, both yourself and the other party, must visit a local TD Store and sign the "Endorsement Authorization and Release" form. If the item is over $1000, this form must be also be notarized. This document will allow you to deposit the check into your account even if the other party is not listed as the signer on the account. Please note that your account will be debited for the check if it is returned. Government or insurance issued checks will not be accepted unless the payee(s) are signers on the depositing account.
For a list of TD Stores, please visit: http://bit.ly/TDStores. For more information on our "Personal Account Agreement" and the funds availability policy, please take a look here: http://bit.ly/1kb17UQ (Pg.38-41).
We hope this is helpful and please let us know if we can help again. Enjoy your evening.
Colleen B, Mount Laurel
August 13, 2015 06:15:22 PM
1 person recommended this