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December 28, 2014 07:18:04 PM
In reply to Verna, Mississauga
Thanks for reaching out to us on TD Helps, Verna! We'll be glad to answer any questions you may have about foreign check deposits.
You can certainly deposit a Canadian check into your TD Bank US account. Feel free to visit one of our many convenient Stores during lobby hours to do so. Check out: http://bit.ly/TDStores for local TD Store locations and hours near you. Additionally, we invite you to review some helpful information we have listed below prior making this deposit.
First, please note that the international check must have an equivalent value of at least US $100.00.
Also, rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online.
For your protection, the item should be hand delivered to a Store and not mailed. Please also do not deposit foreign checks by using the ATM or via Mobile Deposit.
The conversion rate applied will be on the day the check is received in the Foreign Check Collection department. Additionally, fees may apply for the deposit of a foreign item. If you'll be depositing the check to a personal account with TD Bank, please take a look at our current Fee Schedule here: http://bit.ly/1cTejgt. If you have a small business or commercial account with TD Bank, we recommend reviewing the account agreements provided at the time of account opening for additional fee information, or speak with a Representative at your local TD Bank Store.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have a small business or commercial account with TD Bank, we recommend reviewing the account agreements provided at the time of account opening for additional fee information, or speak with a Representative at your local TD Bank Store.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope this helps and feel free to come by again if you should have any questions, Verna!
Katherine G, Mount Laurel
December 28, 2014 07:20:56 PM