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August 10, 2015 06:58:12 PM
In reply to Kassandra, Brooklyn
Thank you for submitting your question this evening.
From your message, it sounds as though you may have a check drawn on a Chinese bank and you'd like to deposit it to your account here at TD.
If so, you can certainly do so. Please note that a foreign check will need to be deposited with a Teller at one of our Stores. We invite you to review some helpful information we have listed below before making this deposit.
-The international check must have an equivalent value of at least US $100.00.
-Rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online.
-For your protection, the item should be hand delivered to a Store and not mailed. Please do not deposit foreign checks by using the ATM or via Mobile Deposit.
-The conversion rate applied will be on the day the check is received in the Foreign Check Collection department. Additionally, fees may apply for the deposit of a foreign item. If you'll be depositing the check to a personal account with TD Bank, please take a look at our current Fee Schedule here: http://bit.ly/1cTejgt.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find TD Store locations near you, please visit: http://bit.ly/TDStores.
In case you're trying to transfer funds from China to your account here, a wire transfer will need to be completed. Kindly reply if this is your intention and we'll be happy to provide you the instructions you'll need.
Thanks again for reaching out to us, Kassandra.
All the best and we'll see you at one of our Stores soon!
Kristen P, Mount Laurel
August 10, 2015 06:59:36 PM