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February 4, 2015 12:50:30 PM
In reply to danielle, bx
Good afternoon, Danielle and thank you for visiting us here on TD Helps.
If you have a TD ATM or Visa debit card, you can certainly deposit checks at any TD ATMs. If you currently don't have one yet and you have a TD Checking, Savings or Money Market account and are at least 18 years old, you can request one by visiting any of your local TD Bank Store during lobby hours. To find out TD store locations near you, please visit, http://bit.ly/TDStores. All TD Bank locations have an instant issue machine where you may obtain a new debit card seven days a week while you wait.
We'd also like to take this opportunity to go over the funds availability with you. Please note that TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. If your account is less than 90 days old, the first $100 of a check deposit made at a TD Bank ATM will be available to you on the first (1st) Business Day after the day of your deposit.
Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions, please feel free to reach out to our Banking Specialists 24/7 at 888-751-9000. You may also stop by your local TD Bank Store location.
Let us know if you have any other questions. We hope you have a nice day!
LiShu R, Mount Laurel
February 4, 2015 01:06:33 PM