Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I want to know if I deposit my check with the teller can I get cash back?
March 29, 2016 03:32:45 PM
In reply to John, Orlando
Thanks for joining us here at TD Helps, John. We'd be more than happy to help provide more information on funds availability.
The type of deposit you make determines when the funds will be available. When you make a check deposit, the first $100 is made available right way. However, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
If you make a deposit through the ATM, either cash or check, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day. Unlike the ATM, the Mobile Deposit feature does not credit any funds initially. The funds will be credited on the following business day.
To read the Funds Availability Policy and other important details, please visit http://bit.ly/1kb17UQ (pages 38-41).
We hope this helps John. Enjoy the rest of your day!
Shanika A, Mount Laurel
March 29, 2016 03:33:13 PM
1 person recommended this