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can i go over in debt card and pay back later
November 9, 2017 08:00:25 AM
In reply to Katia, Middletown
Welcome to TD Helps, Katia!
This is a great question, and we'll be more than happy to help.
Here at TD Bank, we offer a discretionary overdraft feature to all of our Customers, called TD Debit Card Advance. This feature is optional, and should you choose to enroll your account(s) in TD Debit Card Advance, you can use your TD Bank Debit Card with peace of mind in knowing that we've got you covered!
TD Debit Card Advance enables TD Bank to cover your everyday debit card transactions, even when you don't have enough money available in your account. Should you decide to enroll in this feature, we will authorize and pay overdrafts on ATM and everyday debit card transactions. It's important to note that TD Bank will pay overdrafts at our discretion, and a fee may be assessed if you opt to take advantage of this feature. If you'd like to learn more about TD Debit Card Advance, you're welcome to check out the link here: https://go.td.com/1voNBCy, or you can also use this link: https://go.td.com/2lbbfGg to view our Fee Schedule.
If you'd like to verify if your account is enrolled in TD Debit Card Advance, there are a couple ways you are able to do so, and we'll be happy to provide you with all your options so that you may choose the one that is most convenient for you.
First, you may confirm this information by simply logging into your Online Banking, which you can do from here: https://go.td.com/1eaISlq. If you would like to enroll in Online Banking, click here: https://go.td.com/1lU2qfY. To complete the enrollment process, you will need your debit card number, account number, Social Security Number, and a valid email address.
Once you're able to access your Online Banking, you'll first want to click on the 'Customer Service' tab towards the top, right hand side of your screen. Next, under 'Update Profile and Preferences', click on 'Enroll in TD Debit Card Advance', and after doing so, you will be brought to the enrollment screen. From here, you can view all of your accounts, and if your Checking account is labeled as 'Yes', then you're enrolled and may be able to take advantage of this service!
In the event that your account is not enrolled, you can simply select 'Yes', review the important information and check the box, and then click 'Save Changes'.
You can also connect with us directly to go over your TD Debit Card Advance preferences, and if you're not enrolled, we'll be happy to help!
You may first speak with a Banking Specialist, 24/7, by calling 1-888-751-9000, or you may also visit a TD Store location, during lobby hours, to speak with a Customer Service Representative. Feel free to use the link here: http://go.td.com/1f9DSJR to find your nearest Store location, as well as their contact information and lobby hours.
We sincerely hope this helps, Katia, and please let us know if you have any additional questions!
Have an amazing day!
Brittany M, Mount Laurel
November 9, 2017 08:01:25 AM