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I opened a new account online but I can never make it to a branch during business hours to make my first deposit. I already received my debit card in the mail and I wanted to know If I could just make first deposit at an atm.
October 30, 2014 08:45:10 AM
In reply to jay, Newark
We appreciate you joining us on TD Helps today and welcome to the TD Family, Jay. We would be happy to help!
You may make the initial deposit in any way that you choose. We would like to take this time to inform you of our funds availability. Cash deposits will be made available to your account immediately.
If you are making your initial deposit via a TD ATM, deposits made before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are at least 90 days old will generally see availability of funds the next business day. A Check deposit made at a TD Bank ATM may be held up to 7-10 Business days.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope the information provided help, Jay. Let us know if you have any further questions.
Yen D, Mount Laurel
October 30, 2014 08:59:20 AM