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December 4, 2014 10:58:01 AM
In reply to dalonte, dc
Hi Dalonte, thanks for connecting with TD Helps this morning. We'd be glad to answer this for you.
TD Bank offers several different overdraft services available to our Customers. For more information to choose which option is the best for you, we invite you to take a look here: http://bit.ly/1AlDFOr.
If you've enrolled in our optional TD Debit Card Advance Service in order to avoid Debit Card declines, then we may authorize ATM transactions or one-time debit card purchases even if the funds are not available in your account at the time of the transaction. Please take a look at this page for more detailed info about our TDDCA feature: http://bit.ly/1AlCYEy.
Please note that as this is a discretionary service, and a purchase or ATM withdrawal on your account may be declined even if you are enrolled in this feature. Please contact one of our Banking Specialists 24/7 at 888-751-9000 if you have any questions or would like to review this feature in more detail. If you can make it into one of our Stores, you can also stop by to discuss it with a Specialist in person. Please find the TD Bank Store closest to you here: http://bit.ly/TDStores.
Also, please remember that fees may apply if your account becomes overdrawn. For specifics on overdrafts and how they may impact your TD Bank account, check out: http://bit.ly/Yv0ulC.
Hope this information helps Dalonte. If you need anything else, don't hesitate to join us again here on TD Helps. Have a great day!
LiShu R, Mount Laurel
December 4, 2014 10:59:19 AM