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I resigned from my job in August because I was heading back to college. I was unable to pick up my last check since I go to school a good distance away. My final check was never mailed to my parents or my current address. I spoke with them earlier today and my employer still has the check with them. I plan on coming home during my fall break and picking up the check, however, I fear the check may have already expired by that time. Will the check be completely voided after the expiration date?
November 8, 2014 01:23:44 PM
In reply to Anjali, Chelmsford
Great question, Anjali and welcome to TD Helps. We understand your concern and are glad to assist.
Some business checks, such as payroll checks, have an expiration date which limits or extends the time period when the checks can be cashed or deposited. If the check doesn't specify its limit, usually we would consider those to be valid until they are more than 6 months old. After this time, they are considered "stale-dated," but are still eligible for negotiation by the Bank.
Please take note that if the check is drawn on TD Bank and is stale-dated, it may still be cashed after we verify the status of the account and check for a stop payment order. Please see http://bit.ly/TDStores for a listing of our Stores near you for assistance.
If the check is not drawn on TD Bank, it may still be negotiated at the Bank's discretion. Please note that in the instance any deposited check is returned, fees may apply. We recommend reviewing http://bit.ly/1cTejgt to ensure you are aware of this possibility before depositing the check.
As you haven't yet received the check, you may wish to speak with your employer to determine if the check specifies an expiration date. If it has expired, you might want to see if they're able to issue a new check directly. If not, you're welcome to deposit the check within the guidelines mentioned above.
Thanks again for stopping by, Anjali and we hope this helps you with your paycheck. Enjoy your fall break!
Kristen P, Mount Laurel
November 8, 2014 01:26:14 PM