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November 12, 2015 08:18:59 AM
In reply to Ana, Norwalk
Thanks for joining us here at TD Helps, Ana. We'd be happy to help.
You can certainly transfer funds from your TD account to an account you have with a different Financial Institution.
If you are looking to transfer funds from your TD Bank account to your account held at another Financial Institution within the United States, you would use our External Transfer service. You can also initiate a request for funds from your account at another Financial Institution within the United States to your TD account. Please be sure to connect with that Institution to ensure a transfer can be done out of that account.
In order to be eligible to use our External Transfer service feature, you must have a United States address, a unique United States phone number, a United States issued Social Security number and a valid unique email address. You must also be enrolled for Online Banking and be using a TD Bank Checking or Money Market account for the transfer. For the information on our External Transfer and Popmoney® Payments Services Terms and Conditions, please check out this link: http://bit.ly/1pADlWD. Please note that there may be fees for the use of the above service.
To use these features, you must be enrolled in Online Banking. If you are already enrolled for Online Banking, please check here: http://bit.ly/1eaISlq.
After logging onto your account, for External Transfers, please choose the "Transfers" tab. Then click on "Transfer to Accounts Outside TD Bank." You will then be asked to accept a user agreement and review the fee schedule.
After the enrollment is completed, you may continue to schedule a transfer by adding your account at a different institution. To do so, select "Add a New Account." You will then be prompted to select the type of account followed by the account and routing numbers. Once you enter the required fields, the transfer service will then display whether or not you can make an immediate transfer. In some cases, a trial deposit is initiated at the receiving institution for verification purposes. You’re welcome to check out: http://bit.ly/1jXKYqq for all of the exciting details.
If you choose to send an External Transfer, you will have two delivery options, three day or next day delivery. The next day delivery option is not available for Savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful three day transfer and must not have had any transactions that overdrew your account in the past 90 days.
Just in case that you are not currently enrolled for Online Banking for your personal accounts, no worries! We have you covered. You may use our self-service option by visiting http://bit.ly/1lU2qfY to begin the enrollment process. In order to do so, you will need your account number, TD Bank ATM/Debit Card, your Social Security number and your email address. When you finish the enrollment process, you will have immediate access to your account(s).
If you do not have the required information to set up for Online Banking or you need assistance enrolling, you may contact us 24/7 at 1-888-751-9000 to speak with a Banking Specialist. Upon proper account verification, we would be happy to help get you started.
You also have the option of initiating a wire transfer if the amount you are looking to transfer exceeds your limit or you are transferring to an account outside the US. To do so, please visit us at any local TD Store during lobby hours here: http://bit.ly/TDStores.
To send a domestic wire you will need the name, address and ABA routing number of the receiving bank, the name of the account to be credited, the beneficiary address and the account number.
To send an international wire all you need is:
· The full name, address, including city, state/province, country and account number of the person/business (for Euro Zone countries – IBAN – International Banking Account Number) you are sending money to
· The full name and address, including city, state/province and country of the financial institution receiving the funds
· The amount and currency of the transfer
Keep in mind also that depending on the currency you are sending, some transactions may take longer than others. You may want to contact the other financial institution to determine what information they require to receive the wire. Please see the link listed below for all applicable fees that may apply.
Either methods you chose, there are fees applied. We invite you to take a look at our Fee Schedule here: http://bit.ly/1cTejgt.
We hope this helps answers your question. Have a great day!
Yen D, Mount Laurel
November 12, 2015 08:26:52 AM