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My spouse is a Canadian Citizen who's residing in Toronto, Canada. I am a US Citizen living in the U.S. I want to open a joint account with him. What documentation is needed? He does not have a U.S. SS# nor US TIN. Thanks.
April 27, 2015 11:51:54 AM
In reply to VHN, Washington
You've brought a great question to TD Helps! Thanks for stopping by and we'll be more than happy to discuss this with you.
First, we'd like to let you know that although TD Bank here in the U.S. and TD Canada Trust fall under the same TD shield, we are different entities. Because you didn’t mention which bank you may be interested in, we encourage you to consider this when deciding which country you'd like to open the account in. Of course, the option to open one in each location is also available.
Since you've reached us here at TD Bank in the U.S., we'll be glad to advise of our options for you here. In order to open a joint account, both owners must be present at one of our Stores together to complete any necessary documentation, including your signature cards. We are happy to accommodate our non-resident Customers and we can certainly have your spouse as a Customer if he provides us with two forms of identification during the account-opening process. One form of ID must be a valid non-U.S. Passport with photo or valid non-U.S. Passport and Visa with photo and the second form of valid ID he may select from the list below:
- Employment ID with Photo and Signature
- State Issued ID or Driver's License with Signature
- Foreign Driver's License with Photo
- US Employment Authorization card with Photo, Signature and Expiration Date
- College ID with Photo
- Alien Registration Card with Photo
- Permanent Resident Card with Photo
That being said, you may begin an account here in the U.S. and have your spouse added as an owner at a later time, when he may be in the States. We'd also recommend that you contact the TD Bank Store nearest you to determine if they can provide any other option to add him, given the location. Please see http://bit.ly/TDStores to search for the convenient TD Bank Store locations near you, including lobby hours and their contact info.
We invite you to review our TD Bank U.S. Checking account options here: http://bit.ly/1oXjGgF, or use our Checking Selector at http://bit.ly/1vW1xnU. And our Savings products are listed here: http://bit.ly/1hzzhPT, or use our Savings Selector at http://bit.ly/1sxY9Rd.
If you do choose to begin the account individually at first, you may use the Open Account buttons at these links to begin your account application. Or, to open your account by phone, feel free to give us a call 24/7 at 888-751-9000 to speak with one of our dedicated Customer Service Representatives.
If your spouse prefers to begin the account, he can either open an account with TD Canada Trust or with TD Bank U.S. To open a TD Bank U.S. account from his current location in Canada, he's welcome to call our Cross Border Banking team at 877-700-2913, 24 hours a day, 7 days a week for assistance. Or, he can click here: http://bit.ly/1ishIab to begin an application for an account with TD Bank in the US. Either way, once it has been established, you'll both want to visit a TD Bank Store in the States to be added as a joint account owner.
If he prefers to open the account with TD Canada Trust, you can both take a look here: http://bit.ly/1w95LIc for information on adding a joint owner to an account there. To contact TD Canada Trust with any questions either of you may have, feel free to post your own question here: http://bit.ly/1kD3iFr, or see all the ways they can be reached here: http://bit.ly/1w1gWm8.
Hope this answers your question! Thanks again for choosing TD and we look forward to hearing from you soon!
Kristen P, Mount Laurel
April 27, 2015 11:54:51 AM