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I'm 19 and looking to start building credit. I have a checking account and a savings account with TD Bank, and I want to sign up for a TD Cash Credit Card. I'm still pretty much unemployed right now because I freelance online and I still live with my parents -- I can use the household income as a whole as the annual income on the sign up form, right?
Sarah, New Port Richey
January 3, 2017 10:46:29 AM
Borrowing & Managing Your Credit
In reply to Sarah, New Port Richey
Thank you so much for reaching out to us on TD Helps, Sarah. We're happy to help you apply for our credit card!
First, kindly note that your credit rating information will be used as a factor when deciding to approve or decline a credit card application with us. We're unable to provide any certain income requirement information needed as the decision this may change depending on your situation. With that being said, we would recommend speaking with our Card Services Specialists directly at 888-561-8861 with any questions you have about the application process for our cards.
We would also suggest taking a look at some helpful tools TD Bank offers that may help you understand your credit score and report: http://go.td.com/1jOWoe7 and also check out: http://go.td.com/1nUzsyy on how to build good credit score.
You can also stop by any TD Bank Store for help with your card application or to check on an existing application during lobby hours. For hours and locations near you please visit: http://go.td.com/TDStores.
Just in case you have any addition questions about our credit cards or your application, please feel free to contact our Credit Card Specialists 24/7 at the same telephone number as above. You also have the option of reviewing our generic personal credit card agreement: http://go.td.com/1klVfbF.
We hope this helps, Sarah. Feel free to reach out to us at any time with any other questions.
Kris M, Mt. Laurel
January 3, 2017 10:46:58 AM