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CAN I USE TD BANK VISA CARD IN BANGLADSH? HOW MANY CHARGE PEAR TRANSITION.
August 31, 2015 07:34:34 PM
In reply to GARNET, bANGLADESH
Hello there Garnet,
Thanks for writing in to us all the way from Bangladesh! We'd be happy to advise you about using your card while you're there.
If you're referring to the TD Bank Visa Debit card that is associated with your checking account, Garnet, then you're welcome to use the card anywhere Visa is accepted. You would want to notify us of your intended international use of your card in order to make sure that it works as you expect during your trip. We'll be glad to tell you more about any costs associated with this below.
If you're in the U.S. right now, you can do so by calling our Customer Service Line 24/7 at 888-751-9000, and we will be happy to place your travel notification. Since it seems like you may have already left the country, you can call us from outside the United States via phone at 1-856-751-9000, or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518.
Another easy way to set a travel notification, especially if you have already left, is to send us a Secure Message from your TD Bank Online Banking account. Please log in here: http://bit.ly/1eaISlq with your user name and password. You can then send us a secure message by clicking on the Customer Service tab, and using the Send a Message link. Please include your exact travel dates, destinations and any connecting flight information if applicable.
Regarding any fees we might assess, we're happy to say that we do not charge any foreign transaction fees for purchases made with your TD Bank Visa Debit card. We would like to take the opportunity to advise you about fees that can be incurred while using international ATMs.
Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a $3.00 fee at this time, which is charged by TD Bank the same day the transaction is made (subject to change). This may be in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries. Please feel free to refer to our Fee Schedule at the link below for info.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2500.00 daily minimum balance. You can also check out the chart on this page: http://bit.ly/1cTejgt for information about the type of accounts needed to avoid a non-TD ATM fee.
If you have one of these account types, we suggest keeping your foreign ATM transaction receipts. We want to make sure you are properly reimbursed for your fees! If your non-TD ATM fees are not automatically refunded to you, you can take these receipts to your local TD Bank store within 90 days for an immediate credit.
If you use any ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank. Please refer to http://bit.ly/1kb17UQ (pg. 45) for more information about what type of fees to expect.
Also, if you would like to use your TD Bank Visa Credit Card while traveling, please call 888-561-8861 to place your travel notification 24/7 with a TD Card Services Representative. Or, to reach TD Card Services from an international location, please use the toll-free collect number 706-644-3266.
Please keep in mind, a travel notification helps us recognize unauthorized transactions on your account. Please be informed that for your protection we will continue to monitor your card activity even when a notification is set. We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while overseas, please visit http://bit.ly/1gDrDYu. You may also want to review our International Travel Tips Frequently Asked Questions by clicking here: http://bit.ly/1ltwDDc.
We hope this answers your question, Garnet.
Feel free to reply with any questions at all and we wish you safe travels!
Kristen P, Mount Laurel
August 31, 2015 07:35:46 PM