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I'd like to wire transfer money to a bank in North Carolina - can I do that on-line?
Suzanne, Exton, PA
April 8, 2015 08:21:02 AM
In reply to Suzanne, Exton, PA
Thank you for bringing your question to TD Help today, Suzanne. We are happy to provide the information you requested.
The answers to your question vary depending on your account type. If you have a TD personal account, you will not be able to initiate wire transfers online; instead you will need to request this type of transfers by visiting your local TD Bank Store. Please follow this link for hours and locations near you: http://bit.ly/TDStores. Please note; we do have other options for you if you prefer transfers funds via online banking.
You may choose from one of the following two options: External Transfers and Person-to-Person Payments. In order to be eligible to use these services, you must have a United States address, a unique United States phone number, a United States issued Social Security number and a valid unique email address. You must also be enrolled for Online Banking and be using a personal TD Bank Checking Savings or Money Market account for the transfer.
If you're sending money from your personal account with TD Bank to your account at another Financial Institution in North Carolina, the External Transfers feature is right for you.
If you are already enrolled for Online Banking, please check here http://bit.ly/1eaISlq. After logging onto your account, please choose the "Transfers" tab. Then click on "Transfer to Accounts Outside TD Bank." You will then be asked to accept a user agreement and review the fee schedule.
After the enrollment is completed, you may continue to schedule a transfer by adding your account at a different institution. To do so, select "Add a New Account." You will then be prompted to select the type of account followed by the account and routing numbers. Once you enter the required fields, the transfer service will then display whether or not you can make an immediate transfer. In some cases, a trial deposit is initiated at the receiving institution for verification purposes. You’re welcome to check out http://bit.ly/1jXKYqq for all of the exciting details.
When sending an External Transfer, you will have two delivery options, three day or next day delivery. The next day delivery option is not available for Savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions that overdrew your account in the past 90 days.
Person–to–Person Payments would be an option for you if you're looking to transfer funds from your personal TD Bank account to someone else's account at another Financial Institution, within the U.S.
This feature is also available to you by logging into your Online Banking. You may click on the tab at the top of the page titled "Person-to-Person Payments." You will then be asked to accept a user agreement, review the fee schedule and confirm your email and phone number. A text and email code will be sent to the mobile number and email address we have on file for you. Next we will request you to submit both codes for verification to complete the enrollment process. Once the enrollment is complete you’ll be ready to send the payment!
You will have the same two delivery options when sending a Person-to-Person payment as you do for External Transfers; there is the three business day option and the next business day delivery. Please note; the next day delivery option is not available for savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions that overdrew your account in the past 90 days. For the Transfers Terms and Conditions please see: http://bit.ly/1pADlWD.
If you are not currently enrolled for Online Banking for your personal accounts, no worries! We have you covered. You may use our self-service option by visiting http://bit.ly/1lU2qfY to begin the enrollment process. In order to do so, you will need your account number, TD Bank ATM/Debit Card, your Social Security number and your email address. When you finish the enrollment process, you will have immediate access to your account(s).
Just in case if you do not have the required information to set up for Online Banking or you need assistance enrolling, you may contact us 24/7 at 1-888-751-9000 to speak with a Banking Specialist. Upon proper account verification, we would be happy to help get you started.
If you have a TD Bank Business account and are currently enrolled for TD BusinessDirect online banking, you should be able to initiate outgoing domestic wire transfers online. If you're not currently enroll for TD BusinessDirect, please follow this link: http://bit.ly/1dl2HX6. Once you’re at the “Sign Up for TD Bank BusinessDirect” page, please complete the application. You will need your Business Taxpayer Identification Number, account number, ATM/Debit card number, the business name, and your e-mail address. When you are finished with the application, you will receive an e-mail confirmation within 2 business days that contains your User ID and password. In case you don't have a debit card or would like to have immediate access to online banking, you could visit your local TD Bank Store for help.
Please also note that there may be fees for the use of the above services. We invite you to take a look at our Fee Schedule here: http://bit.ly/1cTejgt.
Please reach out to us again though if you have any further questions. Have a great day!
LiShu R, Mount Laurel
April 8, 2015 08:29:14 AM
1 person recommended this