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Eli, New York
October 7, 2015 01:18:10 PM
1 person recommended this |
In reply to Eli, New York
Thanks for joining us today, Eli. We appreciate your inquiry and would be glad to help!
Depending on the type of deposit, as long as the funds are available in your account, you may wish to withdrawal funds at any point.
Generally speaking, when making check deposits with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit but the rest of the funds will credit to your account the following business day
Check deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
If you make a deposit through TD Bank Mobile Deposit and you submit the deposit before 8:00 p.m. ET on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Please keep in mind, cash deposit along with direct deposits are available the day they are deposited in your account.
Please note that there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 39-42 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any questions please call our Banking Specialists 24/7 at 888-751-9000. After account verification, we'd be happy to help. You may also visit us during lobby hours for additional assistance. For hours and locations near you, check out: http://bit.ly/TDStores.
We hope this was helpful. Have a great one and let us know if you have any other questions.
Yen D, Mount laurel
October 7, 2015 01:19:47 PM
1 person recommended this