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I have a home in Canada and would like to pay my bills in CDN funds. Can I do that with a checking account in the US?
Debra, Salem NH
March 30, 2015 11:25:01 AM
In reply to Debra, Salem NH
It's great to see you on TD Helps, Debra.
If you are looking to pay your Canadian bills using your TD US account via TD Online Banking, we’d like to let you know that TD Bill Pay can be used for initiating payments within the US. Additionally, direct payments using the routing and account numbers (ACH payments) are also unavailable as a cross-border option, as the Automated Clearing House (ACH) is a network used for electronic transactions in the U.S. only.
If you wish to make payments using your TD US Account to pay your Canadian bills, we recommend connecting with the Biller for assistance as they may accept your TD Visa Debit as a form of payment.
Another option you may want to consider is to establish an account with our friends at TD Canada Trust. Please check out: http://bit.ly/1FUza1q as our friends provided details on how to open a TD Canada Trust account.
When you have accounts with both TD Bank in the US and TD Canada Trust, you'll be able to transfer funds between your accounts free of charge, and you can then make your payments to Canadian companies via your Canadian account. And as a Customer of both Banks, you'll be able to take advantage of all of our convenient Cross Border Banking options. For more information, please take a look here: http://bit.ly/1ienPN4. If you wish to, please feel free to speak with a Specialist from our TD Cross Border Banking Support Line 24/7 at 877-700-2913, who can answer any questions you have. If you already have accounts with both banks, you may contact them right away for help with a funds transfer.
Hope this helps answer your question and have a nice day.
Brian M., Mount Laurel
March 30, 2015 11:30:12 AM