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I am a Canadian citizen, and would like to obtain a US TD Cash Rewards Visa credit card. When I opened a checking account a few days ago in Vermont, the person assisting and her colleague weren't sure how this could be done in the system since I have no US address. I tried Credit Services today via phone, and Kesha advised that it was not possible at all. However, when searching this community, there is a contradiction and it seems that it is supposed to be possible, pointing to a link to an application form. Though, it seems that a Social Security Number and US address are required fields, both of which I do not have. I'm hoping that I could get a direct answer via this posting, on whether or not I can obtain a credit card? And, if Yes, how to proceed. I currently have a US RBC Bank Visa Signature card, so I would think that if they were able to make this happen, then TD should have the ability to as well. Thanks.
January 4, 2016 01:16:06 PM
Borrowing & Managing Your Credit
In reply to John, Montreal
Welcome to TD Helps, John. We'll be happy to clear up any confusion.
Please note, to apply for a TD Credit Card, you must have either a US Social Security Number or be a Canadian Citizen to submit an application with us.
If you do not have a Social Security Number but you are a citizen from Canada, then you can complete an application with us using our Cross Border Credit card application here: http://bit.ly/1vJ8Oa9. Once completed, there are two ways available to submit your application and those options are:
To fax the application, please fax to:
Attn: Credit Card Operations
You can also mail your application to:
TD Card Services
PO Box 1435
Deposit, NY 13754-9933
This information is also listed at the bottom of the 2nd page of the Cross Border Credit Card application for your convenience, along with the Credit Card Terms and Conditions.
Feel free to visit us during lobby hours at your nearby TD Bank Store to apply in person. To find the location nearest you and their hours, check out http://bit.ly/TDStores.
We hope this helps out, John. Let us know if you have any further questions.
Kris M, Mt. Laurel
January 4, 2016 01:17:02 PM
In reply to Kris, Mt. Laurel
Thank you for the response Kris. I do have some further questions, as this is the response that I've read in some previous posts. However, I did attempt to apply in person at a TD Bank Store in Vt on this past Saturday, 01/02, but they did not know how to process it. It is also certainly bizarre that TD Credit Services via phone do not believe this is possible.
1) Do I just leave the fields for US Social Security Number and the US address section blank and fax as-is?
2) Is inputting my Social Insurance Number become mandatory, since there is no Social Security Number?
3) Re: info listed at the bottom of the 2nd page of the Cross Border Credit Card application...the fax number and mailing address differ from those provided by yourself... are both sets of info correct?
January 4, 2016 02:45:03 PM
Welcome back, John. We'll be happy to answer your follow up questions!
Please note that in our Cross Border Credit card application here: http://bit.ly/1vJ8Oa9, you are able to use Social Insurance Number as a Canadian citizen in placement of a Social Security Number. However, we understand how this could be confusing due to the language on the form. Please be aware that at least one is required. Additionally, we recommend faxing this form to the number on the form for fastest service. However, either address or fax information would be acceptable.
Let us know if you have any other questions, John. Have a great evening!
Kris M, Mt. Laurel
January 4, 2016 02:45:55 PM