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Hi My Brother doesn't have a bank account and asked if i could cash his check for him, Would i be allowed to do so if he sign the back of the check and signed it over to me?
Tim, Saint John
March 13, 2015 12:16:49 PM
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In reply to Tim, Saint John
That's a great question Tim and we're happy to shed some light on the topic!
Since the check you mentioned is written out to your brother, you may only deposit the check into your account. Both you and your brother will have to visit a TD location where he will have to sign the back of the check and an Endorsement Authorization & Release from must also be signed. This can be done at any TD location. We invite you view our Store locator to find a nearby location: http://bit.ly/TDStores.
Please note government and insurance checks can only be presented for payment from the person listed on the "Payable to" line of the check. We also invite you to take a look here: http://bit.ly/1kb17UQ for more information on our Funds Availability (pages 38-41).
If your account is held at TD Canada Trust, please view: http://bit.ly/1FiKtR1 for more information. Or feel free to write your own question to our friends up North by visiting that link.
If you have any further questions, feel free to reach out to us 24/7 at 888-751-9000 or visit a TD location and enjoy your weekend!
Colleen B, Mount Laurel
March 13, 2015 12:19:18 PM