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I used to have an account with TD bank from 2 years ago in which there was still an balance left. My work place have an account with TD bank and I want to cash my paycheck will I be penalize for that money owe if I cash my paycheck at the bank???
Ahidee, New York
December 14, 2016 02:11:07 PM
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In reply to Ahidee, New York
Thanks for contacting TD Helps today, Ahidee. We'll be happy to point you in the right direction.
Please know that we can only cash checks written on a TD Bank account for non- TD Bank Customers, and we will require a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) to do so. Additionally, there may be a fee for this service if you are not a non-TD Bank Customer. At this time, the cost is $7.00. Please note that fees are subject change.
If you choose to open an account with us when you come in, please know that any check cashing fees would be waived for you as a TD Bank Customer. Also, although we may not be able to cash your check out right away, we will make the first $100 of all non-cash deposits available to you the same day of deposit. Additionally, the remainder of all funds from the first $5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks may be available on the first (1st) Business Day after the day of your deposit.
For more information about our funds availability for new accounts, please check out our Personal Deposit Account Agreement here: https://go.td.com/1kb17UQ (Pgs. 40-44).
We hope this helped, Ahidee, and please enjoy the rest of your day.
Customer Service Team, Mount Laurel
December 14, 2016 02:13:20 PM