Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I plan to attend a Sheriff's Sale in the next few months. To bid on a property, a certified check or cashier's check is needed to put down a deposit. I can also use a bank check/ treasurer's check, however these must be accompanied by a letter stating that the bank/treasurer's check is equivalent to a certified check or cashier's check. I have read that the term "cashier's check" can be used interchangeably with "banker's check" and "treasurer's check," which is a bit confusing (especially since the sheriff's office is adamant that there is a difference between a cashier's check and banker's/treasure's check). The last thing I want to do is have a check ready and not be able to use it. Finally to my question, what can I do to ensure that a check issued by TD Bank will be accepted? Can I ask for a letter stating the check's equivalence?
July 3, 2015 04:46:35 PM
In reply to Dave, Hopatcong
Welcome to TD Helps and thank you for sending us your question, Dave.
Here at TD Bank, we offer Official Checks. Official Checks are negotiable instruments of guaranteed funds purchased from a national bank. Typically, these can be cashed anywhere and also deposited with other banks. Although we're unable to tell you if Official Checks can be used in lieu of certified or cashier's checks in every situation, these types of checks are generally accepted for payment. As this is the type of check we offer, we would advise you to speak with the Sheriff's Office directly to determine if they can accept it prior to your purchase.
As long as you're a TD Bank Customer, you may purchase an Official Check in any amount with cash, or via withdrawal from your account. This can be completed at any of our Stores in either the lobby or drive-thru. We also recommend speaking with a Representative at your local TD Store regarding request for verification of an Official Check. Please take a look here: http://bit.ly/TDStores to find your closest TD Bank Store.
In addition, depending on the type of account you have, fees may apply for an official check purchase. Feel free to take a look at: http://bit.ly/1cTejgt to see more.
We hope the information provided helps. Let us know if you have any further questions and have a happy holiday.
Kristen P, Mount Laurel
July 3, 2015 04:48:04 PM