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Hi I was wondering if there is any way I can get my check deposit limit lifted a little? I am a new customer and my limit for mobile check deposit is $500 and my paycheck is for $595.25. I live in Niagara Falls NY and there is no TD branch or ATM available nearby me and I need this deposited ASAP because I am limited on funds. Thank you in advance for your time and support!
Laurie, Niagara Falls
June 12, 2017 04:32:29 PM
1 person recommended this |
In reply to Laurie, Niagara Falls
Thanks for coming to TD Helps with your question, Laurie.
Our mobile deposit feature is especially useful when you're unable to visit us at a Store to make a deposit. The limitations are based upon tenure with TD Bank. For the first 90 calendar days, the daily limit is $500.00 per day. This limit will increase again at 91 days to $1,000.00 per day.
While we're unable to manually increase this limit, we do have other options for you to make deposits.
First, you are able to deposit your paycheck through an ATM, not necessarily owned by TD Bank using your debit card. Check and cash deposits can be done at any Cirrus or PLUS shared ATM. This can be done in the U.S. only and would not work if you were traveling abroad. Please note that deposits done at Non-TD Bank ATMs may take 5 business days to clear. You'll find information about this in the Personal Deposit Account Agreement on page 41 by clicking here: https://go.td.com/1kb17UQ.
Another option you have to make this deposit is to use our Bank-by-Mail address. Please include a deposit slip or sheet of paper with your full name, account number, current address on file and signature to ensure we credit the correct account. Please use this address:
TD Bank, N.A. ME2-074-017 P.O. Box Number 1190 Lewiston, ME 04243
If you have any other questions, please don't hesitate to give us a call. We're available 24 hours a day, 7 days a week at 888-751-9000.
Have a great day, Laurie!
Customer Service Team, Mount Laurel
June 12, 2017 04:33:03 PM
1 person recommended this