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I deposited a check today and was wondering when it will clear. on the pending transactions, but I do not see anything. I am not a new customer.
Melissa, New York
January 24, 2015 12:43:50 PM
In reply to Melissa, New York
Welcome to TD Helps, Melissa. We're glad to go over funds availability with you.
Generally speaking, when making check deposits with a Teller, the first $100.00 is made available immediately, the rest of the funds will credit to your account the following business day.
Check deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and Federal holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
If you make a deposit through TD Bank Mobile Deposit and you submit the deposit before 8:00 PM EST on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope you find our answers helpful and please don’t hesitate to return to TD Helps if you have any further questions. Have a great Weekend!
LiShu R, Mount Laurel
January 24, 2015 12:44:39 PM