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I received a check from BNP Paribas in EUROS. What is the process for cashing a foreign check and how long until it clears?
May 30, 2015 07:26:16 AM
In reply to Keith, Mohnton
Hello Keith and thank you for reaching out to TD Helps on this lovely Saturday morning.
Although you're unable to cash a foreign check at this time, if you're a TD Customer, you may deposit your International Checks and International Bank Money Orders (issued in foreign currency) at any TD Store during lobby hours. As long as the check item has an equivalent value of at least $100.00 USD, you can bring it into your local TD Bank Store for deposit. Please find the Store closest to you here: http://bit.ly/TDStores. Please also know that all foreign check deposits must be made in person with a Teller and cannot be deposited through an ATM machine, Bank-by-Mail or our Mobile Deposit feature.
Conversion rates will be applied on the day that the check item is processed by our Foreign Check Collection Department and rates used for currency conversion are provided by our TD Bank traders – we do not use rates printed by third parties in newspapers or published online. Also, some extended verification times may apply to foreign deposits made into your TD Bank account; depending on the currency and amount. We invite you to take a look at our Personal Deposit Account Agreement for more information on our Funds Availability Policy here: http://bit.ly/1kb17UQ (Pgs.38-41).
Fees may apply to your foreign currency check deposits. Please also note that fees are subject to change, to review our current Fee Schedule, please check it out here: http://bit.ly/1cTejgt. If you have any additional questions, please feel free to reach out to our Banking Specialists 24/7 at 888-751-9000.
We hope this helps and enjoy your weekend, Keith.
LiShu R, Mount Laurel
May 30, 2015 07:33:09 AM