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I wrote my landlord a check and currently I have $23 less in my account than the check is written for. I am enrolled in TD Advance, will my landlord still be able to cash the check?
June 9, 2015 01:54:16 PM
In reply to Elizabeth, Worcester
It is great to have you here on TD Helps, Elizabeth.
Please know that TD Debit Card Advance is an optional overdraft services we offer with our personal Checking account holders that may help you avoid debit card declines. If you're currently enrolled in this service, you maybe authorize ATM transactions or one-time debit card purchases even if you don't have enough money available in your account, but it may result in a fee. You may overdraw your account by up to $5 per day without being charged a fee. If your negative balance exceeds $5 at the end of the day, we will charge you for each transaction that overdraws your account, up to 5 overdraft fees per day. We invite you to visit here: http://bit.ly/1cTejgt for more information on the fee schedule.
As this is a discretionary service, and a purchase or ATM withdrawal on your account may be declined even if you are enrolled in this feature. We recommend contacting one of our Banking Specialists 24/7 at 888-751-9000 if you have any questions or would like to review this feature in more detail. If you can make it into one of our Stores, you can also stop by to discuss it with a Specialist in person during lobby hours. Please find the TD Bank Store closest to you here: http://bit.ly/TDStores. We apologize as we're unable to provide the exact limit at this time. Once you are enrolled in TD Debit Card Advance, we take your relationship, account history and spending patterns into account when making a decision to approve or decline a transaction. We typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
We invite you take a look here: http://bit.ly/1voNBCy for more details and also here: http://bit.ly/Yv0ulC for more specific information. Last, but not least, please take a moment to visit here: http://bit.ly/1AZLgHb for frequently asked Questions and Answers about this optional service.
We hope this helps and have a nice day.
Brian M., Mount Laurel
June 9, 2015 01:54:46 PM