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I'm a Canadian citizen and lives in the US, and have established US credit history but none for Canada, can I apply for a cross border credit card with both SSN and SIN? Is my credit worthiness based on reports from both US and Canada, and will TD report my usage to Canadian credit reporting agency?
Edward, San Francisco
June 7, 2017 02:59:06 PM
1 person recommended this |
In reply to Edward, San Francisco
Thanks for coming to TD Helps with your question, Edward!
We apologize for our delay in responding while we awaited confirmation from our Credit Card Customer Service Team.
With a cross border credit card, we take into account any credit established both here and in Canada. Once the account is opened, we only report to the U.S. Credit Bureaus. Canadian information is only used in the decision process. For information about understanding your credit score and report, we encourage you to check out this link: https://go.td.com/1jOWoe7.
We're glad you're considering TD Bank for a credit card here in the U.S. We encourage you to check out the different credit cards we offer at https://go.td.com/1XHj0Dq. To review all of our Cross Border options, please click here: https://go.td.com/2feoVPm and select the Credit Cards tab.
Feel free to apply online right from the link above. You can also call us 24/7 at 888-561-8861 or visit us at any of our Stores. To find a TD Bank Store near you, click here: https://go.td.com/1nq31dc.
We look forward to talking with you soon. Have a great day, Edward!
Customer Service Team, Mount Laurel
June 7, 2017 02:59:58 PM