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I used to have an ATM card - the numbers on the card were not raised - they were just printed on the card. I closed that account and tossed the card. I recently opened a Premier checking account and got a debit card in the mail. The debit card has raised, embossed numbers on it. I am traveling to Dubai soon and want to know the following: 1) will the debit card be universally accepted at ATMs worldwide? and 2) was my first card (with the printed numbers, not raised) just an ATM card. and if I only will be using ATMs and not making any purchases, should I get an ATM card to replace this debit card? Also, I will keep at least $2,500 in the account to avoid ATM fees. Thanks.
Eric, New York
February 7, 2016 07:35:41 AM
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In reply to Eric, New York
Welcome to TD Helps, Eric. We will be happy to clear up some confusion for you regarding your debit card.
If your new debit card has the EMV chip, it is able to be used internationally. The older cards that did not contain the raised numbers may have still been debit cards, but did not contain the EMV chip.
Additionally, while ATM cards can only be accepted at ATMs, the debit cards can be used for purchases as well as withdrawals from ATM machines.
While the EMV chip cards are not available yet via instant-issue at our locations, if you'd like to replace your card, feel free to call us. You can either give us a call 24/7 at 888-751-9000, or you can stop by a TD Bank Store and we'll be happy to place your request for you. If you'd like to stop in, a listing of our current TD Bank Stores can be found here: http://bit.ly/TDStores. Regardless of the method you choose, your new card will arrive to you via mail in approximately 7-10 business days. These will arrive with instructions so you can familiarize yourself with this type of card as well as some FAQs for you. For more details along please also visit: http://bit.ly/1Ex8IvZ.
We hope that this helps out, Eric. Have a wonderful morning!
Kris M, Mt. Laurel
February 7, 2016 07:35:58 AM