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Hi. I recently had to go part time at my job and with doing so I was using my card cards for the bare necessities like gas, groceries, etc...so I fell as though I'm getting in over my head with all the different payments and with being at my limits with all of them it has significantly effected my credit score SO my question is with a low score would I qualify for a debt consolidation loan? I mean I was thinking if you see I'm capable of paying various credit cards I would be able to make one payment for the loan that can be deducted from my TD account. Is this something that can happen? I was hoping to get the answer rather than making a visit to the bank and be shot down and embarrassed. Thanks so much for your help.
July 18, 2017 09:51:16 AM
In reply to Ava, Milford
Good morning, and welcome to TD Helps, Ava.
We completely understand your concerns, and we'll be happy to help answer any questions you may have. Loans are a great way to consolidate any debt you may have, and to start, we invite you to take a look at the link we have provided here: https://go.td.com/1f9XZWu for the currently Personal Loans offered by TD Bank.
We also invite you to check out the link here: https://go.td.com/1iwaP4B to view our Debt Consolidation Calculator, which may help you in better determining the amount you may need to borrow.
When you're ready to apply, you may use the first link provided above by simply clicking the orange 'Apply Now' button. If you'd rather speak with a Financial Solutions Group Specialist, they are available 24/7 for your convenience at 1-800-937-5020. Once you have connected with a Specialist, they'll more than happy to assist you with your application, as well as answer any questions or concerns you may have.
As always, you're also more than welcome to sit down and speak with a Customer Service Specialist at your local TD Store location, during lobby hours. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
In addition, we also invite you to check out the link here: https://go.td.com/1jOWoe7 for more information on understanding your credit score, and this link https://go.td.com/1nUzsyy on how to build a better credit score.
We hope this information we helpful, Ava. Have a great day!
Brittany M, Mount Laurel
July 18, 2017 09:51:35 AM