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I just deposit two check in my checking account and I needed the fund today is their anything I could do
Rick, Fresh meadows
November 14, 2014 05:06:21 PM
In reply to Rick, Fresh meadows
Thanks for stopping by TD Helps today, Rick. We know knowledge is power and hopefully we can empower you with some info on our funds availability!
If you made a check deposit with a Teller, the first $100 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held up to 10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of the deposit, the rest of the funds will be credited to your account on the following business day.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. However, if you make a deposit at an ATM after 8 PM, or on a non-business day, we will consider that the deposit was made on the following business day. For example, if you made an ATM deposit on Saturday, that deposit will be considered made on Monday's business day and will post to your account on Tuesday. Accounts that are less than 90 days old will generally see availability of funds the following business day. Cash deposits made at the ATM are available immediately.
Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
For more information on the availability of your deposit, we ask that you connect with us at 888-751-9000 to speak with a Specialist 24/7 or visit the TD Store where your deposit was made.
Hope we were able to help, Rick. Stop by if you ever have any other questions and have a great night!
Cameron P, Mount Laurel
November 14, 2014 05:08:04 PM