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Is there a fee to deposit Canadian dollar cash to my U.S. checking account?
Calvin, New York
December 4, 2015 10:40:14 PM
In reply to Calvin, New York
Welcome to the TD Helps community, Calvin. You can certainly deposit your Canadian funds into your US based TD Bank account.
We do require that any international checks must have an equivalent value of at least US $100.00. Rates used for currency conversion are provided by TD Bank Traders. We do not use rates printed by third parties in newspapers or published online.
The conversion rate applied will be on the day the check is received by our Foreign Check Collection department. Additionally, fees may apply for the deposit of a foreign item. If you'll be depositing the check to a personal account with TD Bank, please take a look at our current Fee Schedule here: http://bit.ly/1cTejgt. If you have a small business or commercial account with TD Bank, we recommend reviewing the account agreements provided at the time of the account opening for additional fee information, or speak with a Representative at your local TD Bank Store.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with the information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope that this information helps out, Calvin. Let us know if you have any other questions.
Kris M, Mt. Laurel
December 4, 2015 10:40:28 PM