Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
November 5, 2014 10:17:55 AM
In reply to shane, nanaimo
Hello, Shane and thanks for checking out TD Helps with your question! We're glad to answer.
Making an ATM deposit is fast and easy, and you're welcome to deposit your payroll check using this service. When depositing a check into the ATM it is important to endorse the back of the check. Once you’re ready to make your deposit, input your debit or ATM only card into the ATM and follow the below instructions (which will also be shown on the touchscreen):
- Enter your PIN
- Choose “Deposit”
- Select “Yes, To Continue”
- Choose the desired account type
- For deposit type, choose “check”
- Hit “Continue when ready”
- Put in your deposit
- Make sure the deposit on the screen is correct
- Then, select “Finish Deposit”
- You will then have the option to choose “yes or no” for your receipt; if you select “yes” you will be able to view the check image on your receipt.
The full amount of the check deposit made through the ATM before 8:00 pm will usually be available on the next business day. However, check deposits made through the ATM after 8:00 pm will be considered the next day's business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 pm on a Friday, that deposit is considered to be on Monday's business day and will post to your account on Tuesday.
Exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. Check deposits made at a TD Bank ATM may also have the same hold placed if you are a new account holder; and please keep in mind that via the ATM, the first $100 of your check deposits may not be available for the first 90 days of your account.
We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Additionally, as we notice that you're writing in from Nanaimo, you may wish to visit here: http://bit.ly/1AinHbB if you're referring to your account with TD Canada Trust. And to post any questions for our friends up North, please click here: http://bit.ly/1kD3iFr for assistance.
We hope this information is helpful, Shane! Let us know about any questions you have.
Kristen P, Mount Laurel
November 5, 2014 10:51:21 AM
1 person recommended this