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July 22, 2015 07:34:08 AM
In reply to kevin, brooklyn
We appreciate you coming to TD Helps, Kevin.
Based off of your question it sounds as though you were using our TD Mobile Deposit feature.
First, please keep in mind that the $100 same-day availability policy which applies to most Teller and ATM deposits does not apply to Mobile Deposits.
In general, when you make a mobile deposit, if it is made before 8:00 pm EST on a business day, the funds will be made available for withdrawal on the following business day. Please note that a business day is every day except Saturdays, Sundays, and Federal Holidays. If your deposit is made after 8:00 pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date.
For example, if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in section 7).
Also, for more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
It was nice of you to stop and we hope you find this helpful!
Brian M., Mount Laurel
July 22, 2015 07:35:26 AM