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I've had my TD bank account for 9 months. Today (Monday), I deposited a $20,000 check and I was wondering how long does it take to become available?
Timera, Owings Mills
June 14, 2016 08:21:19 AM
In reply to Timera, Owings Mills
Good morning and thank you for submitting your inquiry on TD Helps, Timera.
As you mentioned that you have had your TD account for nine months, when you make a check deposit with a TD Bank Teller or at a TD ATM, the first $100.00 should be made available immediately; the rest of the funds may be credited to your account the following business day. Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://go.td.com/1f9DSJR. In addition, if you are enrolled for online banking, you may send a secure message from here: http://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center." If you are enrolled for our BusinessDirect online banking, you may use this link to logon here: http://go.td.com/1rvBmq8 and send a secure message.
Thanks again for dropping by, Timera. We hope you have a lovely day!
LiShu R, Mount Laurel
June 14, 2016 08:23:31 AM