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I plan on making a deposit today and would like to know when all the funds will be available?
October 10, 2015 10:54:47 AM
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In reply to Anthony, Wallingford
Happy Saturday to you and thanks for inquiring, great question.
If you decide to make a deposit on a Saturday, or any other time during a weekend, we'd like to let you know that these deposits are usually considered as made on Monday's business day. In most cases, we make the first $100.00 of your check deposits available right away, so any funds beyond that amount would usually be available for you on Tuesday, the following business day. Kindly note – this coming Monday is Columbus Day, a Federal holiday. Because this will not be a business day, if you make a deposit today or during this weekend in particular, the deposit will be considered as made on Tuesday's business day and the rest of your funds will generally become available this coming Wednesday, 10/14/2015.
Keep in mind that the above is true for most deposits; however, some exceptions can occur, for example, with larger deposits or if your account is new. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-42 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Kindly note that if you would like to have the first $100.00 available right away, you'll want to visit us at a Store and make your deposit with a Teller, rather than using mobile deposit. You can also make your deposit at one of our ATMs if your account has been open longer than 90 days, to receive the first $100 available right away.
We hope this helps with your funds, Anthony.
Please feel free to write back in with any questions at all, or you can give us a call at 888-751-9000, 24/7 if you would like to discuss your account in particular.
Thanks again and we wish you a great weekend!
Kristen P, Mount Laurel
October 10, 2015 10:57:43 AM
1 person recommended this