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I am considering to use your bank and will like to know how long it will take for cash deposits made on either Saturday or Sunday to show on account.
January 11, 2016 01:23:17 PM
In reply to Yadira, meriden
Welcome to TD Helps, Yadira. We are happy to assist you with your question today.
Please note that cash deposits (made at the Bank’s teller station or the Bank’s ATM) are available on the same day it is deposited. For more information, check out http://bit.ly/1cTejgt and the information can be found on page 2. Here is our Personal Deposit Account Agreement http://bit.ly/1kb17UQ for you to view for more information regarding our Funds Availability Policy (pages 35-37) and you will be able to view when your deposits will be available.
Please keep in mind, if a cash deposit is made after 8:00 PM on a business day or over the weekend, while the funds will be available immediately, the deposit will remain pending and post to your account on the following business day.
Just in case your cash deposit is still not showing on your account, we recommend contacting our 24/7 Banking Specialists immediately at 888-751-9000. Upon account verification, we'll be more than happy to assist you with your deposit.
If you made a check deposit with a Teller, the first $100 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held up to 10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of the deposit, the rest of the funds will be credited to your account on the following business day. Cash deposits made with a Teller are made available immediately.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. However, if you make a deposit at an ATM after 8 PM, or on a non-business day, we will consider that the deposit was made on the following business day. For example, if you made an ATM deposit on Saturday, that deposit will be considered made on Monday's business day and will post to your account on Tuesday. Accounts that are less than 90 days old will generally see availability of funds the following business day. Cash deposits made at the ATM are available immediately.
Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
Additionally, if you are enrolled for online banking, you may send a secure message using www.tdbank.com. To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: http://bit.ly/1eaISlq . On the left hand side, you should see and option to "Send a secure message" located in the “Message Center”. If you are enrolled for our BusinessDirect online banking, you may use this link to logon http://bit.ly/1rvBmq8 and send a secure message.
We invite you to visit http://bit.ly/1aDaRqd to view and compare our personal Checking accounts, or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting a Checking account that is the best fit for you.
To open an account you may do so online, by telephone or at any TD Bank location during lobby hours once you decide on the account type that best suits your needs. To open the account via online, click on the "Open Account" button below the account you choose and fill in the required fields. You can open an account via telephone 24/7 by calling our Customer Service line at 888-751-9000 and one of our Banking Specialists can open the account for you.
You may also feel free to visit us during lobby hours to speak with a Customer Service Representative or to open an account. Click here: http://bit.ly/TDStores for a list of TD Stores and hours near you.
Thanks for reaching out, Yadira and take care.
Alara B, Mount Laurel
January 11, 2016 01:24:19 PM