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i just set up direct deposit to my account and i was supposed to get the deposit today . Does it take a day to process when it is your first time ? at what time can i be expecting the money to clear the next day?
February 10, 2016 07:00:26 AM
In reply to christian, elizabeth
Good morning, Christian and thank you for signing up for the direct deposit service.
For electronic funds transfers or direct deposits, funds are available to you on the date designated by your depositor. These types of deposits are processed overnight at varying times. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you've just started your direct deposit with your employer and haven't received a deposit yet, please keep in mind that direct deposits generally take 1-2 payment cycles to begin. Usually, employers will test the account first with a zero dollar deposit to make sure all your account information is correct.
If you have any additional questions, please feel free to reach out to our Banking Specialists 24/7 at 888-751-9000. You may also stop by your local TD Bank Store location for assistance. To find out the nearest TD Store near you, please visit, http://bit.ly/TDStores.
Thanks again for banking with TD, Christian. We hope you have a great day!
LiShu R, Mount Laurel
February 10, 2016 07:06:04 AM