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What documents do I need to have to cash my child's savings bonds?
August 5, 2015 01:27:09 PM
In reply to Dawn, Milford
Welcome to TD Helps, Dawn! We are more than happy to provide you with information on how to redeem U.S. Savings Bonds.
You may redeem E Savings Bonds at any of your local TD Bank location. To find out TD store locations near you, please visit, http://bit.ly/TDStores.
Please keep in mind that government regulations require that non TD Customers and TD Customers with a bank relationship 6 months or less can redeem up to $1,000.00 at any one time with proper ID. Also that E Bonds must be held for a minimum of 12 months from the issue date before they are eligible for redemption. We also recommend that you record your own Social Security Number on the back of the bonds. It's your responsibility for claiming the interest gained and it will be sent via 1099 at the end of the year for tax reporting purposes.
We hope you find our answer helpful and please don't hesitate to return to TD Helps if you have any further questions.
Brian M., Mount Laurel
August 5, 2015 01:27:39 PM
In reply to Brian, Mount Laurel
Does TD Bank also cash savings bonds where the bond holder is deceased but has a "POD" named on the note and is a also a long-standing TD Bank Customer? If so do you require a copy of the death certificate?.
April 4, 2017 06:06:20 PM
In reply to Paul, Bristol
Thank you for reaching out to us, Paul. We extend our condolences to you and your family and would be glad to help.
If the owner and co-owner or beneficiary die, an executor of the most recently deceased owner's estate can redeem the savings bond after providing the Bank with proper identification and a death certificate for the owner and co-owner or beneficiary who died, and a short certificate for the co-owner or beneficiary who died last.
If you should have additional questions, feel free to contact the Federal Reserve at 1-800- 245-2804, Option #4, #1; 8:00 AM - 4:30 PM. You could also stop into any TD Bank during lobby hours. Click here: https://go.td.com/1nq31dc to find a TD Bank near you.
We hope this clears up your question. Take care.
Shanika A, Mount Laurel
April 4, 2017 06:06:54 PM