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I am considering opening up a TD checking account.
August 27, 2015 01:48:43 PM
1 person recommended this |
In reply to Andre, Damascus
Hi there Andre,
Thanks so much for considering an account with TD! It's our pleasure to tell you more about what we offer so you can make the best decision.
First, we're happy to tell you that we don't charge any foreign transactions fees for purchases you make with your TD Bank Visa Debit card. With that being said, we would like to take the opportunity to advise you about fees that can be incurred while using international ATMs, including those in Brazil.
Right now, each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a $3.00 fee, which is charged by TD Bank the same day the transaction is made (subject to change). You're welcome to view a copy of our most recent Fee Schedule here: http://bit.ly/1cTejgt. This may be in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2500.00 daily minimum balance. Please check out the chart at the link above for information about the type of accounts needed to avoid a non-TD ATM fee.
If you decide to open one of these account types, we suggest keeping your foreign ATM transaction receipts. We want to make sure you are properly reimbursed for your fees! If your non-TD ATM fees are not automatically refunded to you, you can take these receipts to your local TD Bank store within 90 days for an immediate credit.
If you use an ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank. Please refer to http://bit.ly/1kb17UQ (pg. 45) for more information about what type of fees to expect.
With that being said, Andre, if you'd like to get started on the account-opening process, we invite you to check out the different Checking and Savings accounts that we offer.
You can compare our Checking accounts here: http://bit.ly/1oXjGgF, to take a look at a variety of different products that may fit your needs. If you need any help deciding which one is the best for you, we invite you to use our helpful Checking Selector found here: http://bit.ly/KmmHe7.
If you prefer to have a savings, you can review our available Savings and Money Market accounts right here: http://bit.ly/1hzzhPT. We also offer a similar Savings Selector to help identify the right product for you. If you'd like some guidance on our Savings accounts, you can find that here: http://bit.ly/1sxY9Rd.
When you're ready to open an account with us, you can open your account right online through the links above. If you'd prefer to speak with a Banking Specialist, you could also open the account over the phone; just reach out to us anytime at 888-751-9000. Banking Specialists are available 24/7 to help guide you through an account opening and answer any questions that you have along the way. Or, please take a look here if you can make it in to sit down with a Banking Specialist and open your new account in person: http://bit.ly/TDStores.
No matter how you'd like to open your new account, there are two forms of identification that we will need to process your information. We'll just need your Social Security number and a valid form of photo identification such as a Driver's License, Passport, or State-issued ID.
Andre, we hope this answers any questions you might have had. If not, please click 'Reply' to chat with us again.
Thanks again for considering TD and we look forward to hearing from you again soon!
Kristen P, Mount Laurel
August 27, 2015 01:51:49 PM
1 person recommended this