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Rosanne, Manalapan, NJ
December 20, 2014 10:56:53 PM
In reply to Rosanne, Manalapan, NJ
Thank you for joining us here at TD Helps, Rosanne. You came to the right place for information.
TD Bank offers several different overdraft services available to our Customers. For more information to choose which option is the best for you, we invite you to take a look here: http://bit.ly/1AlDFOr.
A form of overdraft protection that TD Bank currently offers is an option to link a TD Savings Account to your Personal TD Checking Account as a Savings Overdraft Account. In the case of an overdraft situation, as long as there are sufficient funds in the Savings Account to cover the negative balance in the Checking Account, funds will automatically be transferred. For more specific information please take a look here: http://bit.ly/1lmjVaq. You may request this option by calling us at 1-888-751-9000, after account verification, any one of our dedicated Banking Specialists would be happy to help. You may also visit us during lobby hours at any TD Bank Store for further assistance.
If you do not have a Savings Account, please take a moment to review the different types of Savings Account TD Bank offers: http://bit.ly/1qFEY8j or feel free to check out our Savings Account Selector Tool for a customized recommendation: http://bit.ly/1hXi2wF. You can open the account Online, over the phone at the number provided above, or at a TD Store.
Similarly, you can apply for a TD Moneyline Overdraft Protection. For more specific information on this type of overdraft protection take a look here: http://bit.ly/J7b4XR. You can apply online via this link or you can give us a call 24/7 at 800-937-5020.
Lastly, we also offer TD Debit Card Advance Service in order to avoid Debit Card declines, if you're enrolled in TD Debit Card Advance Service, you may authorize ATM transactions or one-time debit card purchases even if the funds are not available in your account at the time of the transaction. Please take a look at this page for more detailed info about our TDDCA feature: http://bit.ly/1AlCYEy.Please note that as this is a discretionary service, and a purchase or ATM withdrawal on your account may be declined even if you are enrolled in this feature.
Also, please remember that fees may apply if your account becomes overdrawn. For specifics on overdrafts and how they may impact your TD Bank account, check out: http://bit.ly/Yv0ulC.
Let us know if you have any other questions. We wish you a very happy Holiday Season!
Justin B, Mount Laurel
December 20, 2014 10:58:26 PM