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When I was 17 an account through Bank of America was opened . My mother and I names were both on the account . The account was used for family members to transfer money to me while I was in college. We had it set up were as though I couldn't spend money if it wasn't in the account . Due to the fact that I was 17 I was not in charge of the account . When I returned home from college I discontinued use of the account all together. My mother informs me years later because I am now 22 and I need a bank account, that we owe the bank because when we discontinued use they were charging us a monthly maintenance fee that clearly I had no idea what it was . Apparently the bank closed the account according to my mother but I'm not sure what all that means . Someone told me that TD bank would allow me to open up an account. Is this true? I would be the only one on this account .
October 4, 2015 01:48:51 PM
1 person recommended this |
In reply to Amber, Philadelphia
Thanks for your question on TD Helps, Amber.
If you had an account at another financial institution which closed due to funds owed, you'll want to pay this debt prior to opening an account at TD Bank.
We recommend that you contact them regarding any payment arrangements and to make sure that this debt has been cleared. Once that occurs, you should be able to open an account at TD Bank.
For information on the current checking accounts TD Bank offers, please follow this link: http://bit.ly/UR7yr0. For a customized recommendation with our Checking Selector answer the questions provided here: http://bit.ly/KmmHe7. If you are interested in Savings accounts with us, please take a look here: http://bit.ly/1l6nLQ7. You can also receive a customized recommendation for our Savings accounts too! Take a look here: http://bit.ly/1hXi2wF.
Once you have decided on the best account that fits your needs, you can open the account via online, telephone or at any TD Bank location during lobby hours. For TD Store locations and lobby hours, please check out, http://bit.ly/TDStores. To open the account via online, click on the "Open Account" button below the account you choose and fill in the required fields. You can open an account via telephone 24/7 by calling our Customer Service line at 888-751-9000 and one of our Banking Specialists can open the account for you.
Keep in mind that you will need a few things in order to complete the account opening process. Be sure to bring your Social Security number and ID (driver's license, State ID, or Passport). To make a first deposit online, you may use a debit card linked to an account from another financial institution, a credit card (Visa or MasterCard) or you can stop by your local TD Store to make a deposit.
We hope this information is helpful, Amber! Have a great one.
Justin B, Mount Laurel
October 4, 2015 01:49:37 PM
1 person recommended this