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I am selling something on Craigslist and I have been scammed 4 times. I think I have someone who is telling me that he will pay with a bank certified check. Do these have to clear?
January 30, 2017 09:24:28 AM
1 person recommended this |
In reply to Stacey, Endicott
Welcome to TD Helps, Stacey.
An Official or Certified Check is a negotiable instrument of guaranteed funds purchased from a national bank. When purchasing a Certified check the funds have to be available in the account at the time of withdrawal.
When making a check deposit (personal or cashier's check) with a Teller, the first $100 is made available immediately. However, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of the deposit, the rest of the funds will be credited to your account on the following business day. We invite you to view our Personal Account Agreement for more information: https://go.td.com/1kb17UQ starting on page 39.
Should you have any additional questions, feel free to contact us 24/7 at 888-751-9000 or visit a nearby TD Store. To find a location near you please visit: https://go.td.com/1f9DSJR.
Thanks for joining us, Stacey and please take care.
Alara B, Mount Laurel
January 30, 2017 09:24:43 AM